finances and retirement

We recognise that in retirement, you need an investment solution that takes into account that:

• You don’t have the ability to ‘ride out’ falls in the market
• Short term losses can have a major impact on your portfolio’s value
• The path your investments take, and the smoothness of the journey, can be more important than the total return you get on them
• Linking your portfolio’s performance directly to stock markets may be inappropriate

A different approach to investing and risk management is needed in the spend years. The focus should be on finding a solution that seeks to avoid significant short term losses and manages the risk of your investments falling in value – aiming for smoother returns.

To meet these specialised needs Watson Moore has developed a range of Retirement Investment Solutions in conjunction with leading academics, which aim to provide a smoother investment journey than a traditional equity-based portfolio could be expected to provide, with less risk of large market swings. At the heart of these strategies is ‘Trend Following’.

Past performance is used as a guide only. It is no guarantee of future returns. Your investment may go down as well as up, and you may not get back the full amount invested.